Best Bank in Nepal | Best Commercial Bank in Nepal

To become “the best bank,” a bank must give the best offers to customers. A bank must promise various accounts, including savings accounts, deposit accounts, good interest rates along with minimum deposit and balance requirements, monthly maintenance fees, Digital cards (ATM, Debit, Credit) benefits, and secure online and mobile banking. Customers are smart and very specific about their money, so most of them look for these aspects, primarily on online platforms. If they are available, they don’t waste a single second and make an online account right away.

NIC ASIA Bank, since its inception, has been striving to become the No.1 Bank in Nepal. To become so, the bank makes its best effort to get together with all the banking innovations, trends and practices and provide customers with utmost happiness and a sense of security. 

Let’s dig deeper into what services make us stand out and be called “the best bank in Nepal.

iServe

iServe is a convenient self-help banking platform where customers can avail mobile banking services, customer services, teller services, card services, and online Demat services under one roof. In fact, the iServe service is not available in any bank in Nepal other than NIC ASIA Bank.  

In mobile banking services, you can opt for new registration, reset your PIN, unblock mobile banking, and block mobile banking. Under customer service, you can look for balance inquiry, cheque request, statement request, Mero share & CRN request, locker facility service request, and many more. 

Under our teller services, you can have cheque deposit and cash deposit requests along with card services, new debit card requests, eCommerce registration, insta buy, prepaid dollar card requests, etc. For a demat account, if the official online platform of our bank is fed with correct documents and information, the customer can open their demat within 60 seconds.

Most Secure Banking App- NIC ASIA MoBank App

One of our USPs is our app- NIC ASIA MoBank App. This App offers the best banking services through one single platform. It is available for Android and iPhone users who can further avail benefits of applying for a Fixed Deposit account, IPO, eCommerce activation, remittances, and many more. 

By eCommerce activation on your debit and credit cards, you’ll be able to shop online and take advantage of various bank and merchant discounts and cashback offers. With other banks, you have to enter your CRN number to apply for an IPO but not with our MoBank App. Just enter your phone number and desired amount, and there you have, your IPO applied. Regarding remittances, you can use NIC ASIA MoBank, enter the remittance amount and recipient details (name, mobile number, and address), along with the intent of sending the money.

[Read our blog on 10 Amazing Facts about NIC ASIA MoBank App]

Instant Online account opening

Through our online banking service, we ensure to provide you with your new savings or other accounts within minutes without having trouble or stepping outside your home. Just sit back, open the NIC ASIA Bank website on a device and provide all the required information. The account number is generated within the same day if all the given information is correct. Just be careful with your documents and strong internet or else it may take hours too.

[Learn about 5 benefits of Online Banking]

Loan/Saving Account Benefit calculator

With the benefit calculator, you can find out how much benefit you will be getting from different savings accounts of NIC ASIA Bank. For this, you have to fill out the details comprising full Name, Mobile Number, and Age (In Years), and then select saving accounts like Bachat Khata, Sahaj Bachat Khata, Nari Bachat Khata and many more. After giving the details, the calculation is done, and the results are displayed. Results include total benefit value, total digital & transaction banking benefits, and total product benefits. If you want, you can use the Benefit calculator right now. 

Missed call banking

NIC ASIA Bank started Missed Call banking services to offer its clients more tech- savvy services. The Missed Call Banking Service is an easy and free service where you can get an account balance, mini statement, and more with just one missed call. You can check the assigned numbers for different services on NIC ASIA Bank’s website.

Strong safety, security, and fraud protection

NIC ASIA Bank is well aware of the fact that sometimes a glitch might occur in digital and online banking, and it may bring uncontrolled banking activities to customers’ accounts. Thus, we follow safety protocol and keep your bank account safe. These safety protocols ensure fraud protection. We also encourage our customers to look for and practice Tips For Safe Internet Banking.

Best online and offline customer service

 No matter how technologically advanced a bank gets or how great the bank’s office looks, none of them single-handedly can operate and run a bank; both of them are needed to be in balance. Thus, with a well-furnished space, friendly and fast employees, and eternal, smooth, and real-time online banking services, a bank can survive and make progress with flying colors. Hence, NIC ASIA Bank’s impeccable online and offline services contribute to making it a complete bank or No.1 bank in Nepal. 

Save Securely, Choose NIC ASIA Bank Only!

As discussed above, NIC ASIA Bank offers its one-of-a-kind banking service in Nepal through its outstanding online and offline banking services. We ensure the maximum user-friendliness and convenience in our physical bank-visit services, online banking service, and mobile banking services. 

You can barely find any shortcomings in our digital banking as we offer the best digital banking solutions and also address customers’ queries or issues at the very time it is received. All of our online and offline banking services are full of security features powered by our technical team so that customers enjoy stress-free and instant banking services in Nepal.

So, if you are looking for a perfect financial institution for keeping your money safe, then NIC ASIA Bank is the ultimate stop; with us, your money is safe and secure.

Share this blog among your friends and family and help them find out the No.1 Bank in Nepal– NIC ASIA Bank.

NIC Asia offers several bank accounts and deposit schemes with attractive interest rates and flexible options. Our bank account types are tailor-made and facilitate the needs of everyone. Open account of your choice, get competitive interest rates, and operate your deposits safely and smoothly.

Products:

Sarbashrestha 10x Muddati Khata:

To cater for the current need of the deposit customer for the long-term fund placements. Bank has launched an innovative product “Sarbashrestha 10 x Muddati Yojana” for Individual and institutional customers

This fixed deposit scheme is launched for making the multiple of the deposit amount. There are 9 variants of the product ranging from double (2x, two times) to decuple (10x, ten times) and customers can choose the product as per their requirement and convenience.

Sarbashrestha Bachat Khata:

Apply Now

The future is uncertain and you need to prepare for rainy days. Therefore, saving has become a necessity today. You can open Sarbashrestha Bachat khata online.

• Insurance benefits up to Rs 84 Lakhs available to account holder and three person nominated by account holder.
• Insurance benefits for five years period.
• Free Debit Card, Mobile banking and Internet Banking for five years.
• Free Credit Card Issuance/Annual Fee for five years.
• Pre- Approved loan facility.
• Free Cheque processing, RTGS, CIPS/IPS and Fund Transfer for five years.
• Free cash withdrawals from any ATMs in Nepal for five years.
• Free locker rental and waiver of 100% locker margin for five years.
• Dedicated relationship management.

Sarbashrestha Sahaj Bachat Khata:

You don’t have to have a minimum balance to get a complete financial solution.Sarbashrestha Sahaj Bachat Khata is designed exclusively for the general public of all income levels, age groups, and gender with no minimum balance requirement for opening an account

• Minimum balance: Nil
• Debit Card: Free for first year
• Mobile Banking: Free for first year
• Internet Banking: Free for First year
• Accidental Insurance: Rs 10 Lakhs

Sarbashrestha Nari Bachat Khata:

The future is uncertain and you need to prepare for rainy days. Therefore, saving has become a necessity today.

Sarbashrestha Nari Bachat Khata is an interest bearing saving account scheme targeted to the female of all income levels.

• Insurance benefits up to Rs 84 Lakhs available to account holder and three person nominated by account holder.
• Insurance benefits for five years period.
• Free Debit Card, Mobile banking and Internet Banking for five years.

Sarbashrestha Babu Nani Bachat Khata:

Apply Now

Every parent want a better future for their child and to pursue a better future NIC ASIA bank feels the sense of responsibility to teach your child the value of money.

• Minimum balance: Nil
• Demat and Meroshare Charge : Free for the first year
• Mobile Banking: Free for the first year
• Internet Banking: Free for the first year

Sarbashrestha Talab Bachat Khata:

Apply Now

To keep your employees happy by extending to them the benefits of modern, customized banking services.

• Insurance benefits up to Rs 84 Lakhs available to account holder and three person nominated by account holder.
• Insurance benefits for five years period.
• Free Debit Card, Mobile banking and Internet Banking for five years.

Sarbashrestha Muddati Khata:

Apply Now

“Sarbashrestha Muddati Khata” is a specific premium product targeted for individual customers with attractive interest rates along with “quarterly” or “on Maturity” interest payment. This product offers exclusive benefits which will not only help you realize your financial goals.

• Tenure of Fixed Deposit is from 3 months to 10 years.
• Insurance benefits up to Rs 84 Lakhs available to account holder and three person nominated by account holder.
• Insurance benefits for five years period.
• Free Debit Card, Mobile banking and Internet Banking for five years.

Sarbashrestha Remittance Masik Nichhep Khata:

Sarbashrestha Remittance Mashik Nichhep Khata is a combination of fixed deposit and saving products for those individual customers who prefer to save money periodically from their monthly savings for a defined period of time.

• 1% above the normal Mahik Nischep FD rate
• The eligible amount for Monthly Installment is a Minimum Rs 500 or multiple Rs. 500 per month (on the basis of an instruction of customer).
• The tenure period is from 3 months to 10 years.
• Loan overdraft up to 90% of the total amount.

Sarbashrestha Bidhyarthi Bachat Khata:

We provide financial service along with developing habits of saving for students who are the future of our nation.

• Minimum balance: Nil
• Demat and Meroshare Charge: Free for first year
• Mobile Banking and Debit Card : Free for first year
• Internet Banking: Free for First year

Sarbashrestha Remittance Bachat khata

Apply Now

The future is uncertain and you need to prepare for rainy days. Therefore, saving has become a necessity today. You can open Sarbashrestha Remittance Bachat khata online.

• Insurance benefits up to Rs 84 Lakhs available to account holder and three person nominated by account holder.
• Insurance benefits for five years period.
• Free Debit Card, Mobile banking and Internet Banking for five years.
• Free Credit Card Issuance/Annual Fee for five years.